Trauma Insurance
OASIS INSURANCe - life insurance specialists
What is Trauma Insurance?
Trauma Insurance is designed to help you afford the medical treatments of your choice, time to recover, and any lifestyle changes you may require in the event of a serious illness.
Every day Australians are diagnosed with a critical illness or sustain a serious injury that requires long periods of treatment and rehabilitation. Consider the impact this would have on your lifestyle, your family, and your financial commitments and protect the things that matter most.
Our Advisers can help you choose a suitable Trauma Insurance policy that will usually pay a lump sum payment towards things like:
- Repaying debts/mortgage
- Living expenses
- Replacing lost income
- Medical and rehabilitation costs
Protection you can trust
Value
for money
Expert
guidance
Advance
Payment Option
Flexibility
and Control
What do I need to know?
When considering Trauma Insurance, you should understand that every policy comes with different terms that outline:
- Which medical conditions are covered (note you are not covered for any not listed)
- Exclusions
- Waiting periods
- Maximum cover limits
- Cost of your premiums and any changes you should expect
An OASIS Insurance Adviser can assist you in deciding if you need Trauma Insurance and how much you require. They will guide you in choosing the appropriate provider and policy by considering:
- The amount of income you and your family would need if you were unable to work for several months
- Whether your private health insurance could help with your treatment and rehabilitation expenses
- Other insurance policies you may already have
- What supports might be available to you from family and friends
It’s also good to know that most lump sum payments from a Trauma Insurance claim are tax deductible and do not attract Capital Gains Tax. For more information, speak to an OASIS Insurance Adviser.
The OASIS Insurance Process
Step 1:
ABOUT YOU
- We gather some basic information from you to enable us to provide you with the right insurance options.
Step 2:
COMPARE & CHOOSE
- We provide you with a variety of options and highlight the information you need to choose the policy and premium that is right for you.
Step 3:
COVER & SUPPORT
- We finalise your insurance cover and confirm you now have protection for you and your loved ones. We provide ongoing support to you should your circumstances or needs change.
