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Income Protection

OASIS INSURANCe - life insurance specialists

What is Income Protection Insurance?

Income Protection Insurance protects the most important asset of all – your ability to earn a living.
If a health issue results in you being unable to work for an extended period of time, how will you cover your living expenses, manage your debts, and ensure you don’t suffer financial hardship? Preparation is essential, especially if you have substantial financial obligations or dependents.
DID YOU KNOW?

Income Protection Insurance can pay you up to 75% of your pre-tax income while you take time off to recover

Our Advisers can help you choose a suitable Income Protection Insurance policy that is structured to suit your situation and can provide adequate financial support until you are able to return to work.
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Protection you can trust

Value
for money

Expert
guidance

Advance
Payment Option

Flexibility
and Control

What do I need to know?

Income Protection Insurance is provided according to a variety of preferences you select from a range of options. Our Advisers can help you choose the best policy to suit your needs.

Waiting Periods

Can vary from 2 weeks to 2 years. Whilst the shorter period may appear more attractive, it is often considerably more expensive. If you can afford to wait and rely on sick/annual leave or savings to see you through, a longer wait period means a cheaper premium that may be more suited to your budget.

Benefit Periods

Choosing how long you need the monthly payments to last can be difficult. The longer they last, the more expensive the policy. It’s hard to know how long recovery might take, so it may help to think about what amount you need to meet a suitable percentage of your monthly commitments to see you through.

Planning for the future?

Have you considered a backup?

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An Oasis Insurance Adviser can help you in one of two ways:

1. Get Advice on which policy to choose. 

An Oasis Insurance Adviser will assess your current financial situation, compare options from a variety of insurers and determine the type of cover you need.

2. Choose your own policy. 

An Oasis Insurance adviser can provide you with quotes from a variety of insurers and highlight important information from the relevant Product Disclosure Statement(s) to help you choose the kind of cover you need and decide which one is right for you.

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The OASIS Insurance Process

Step 1:
ABOUT YOU

  • We gather some basic information from you to enable us to provide you with the right insurance options.

Step 2:
COMPARE & CHOOSE

  • We provide you with a variety of options and highlight the information you need to choose the policy and premium that is right for you.

Step 3:
COVER & SUPPORT

  • We finalise your insurance cover and confirm you now have protection for you and your loved ones. We provide ongoing support to you should your circumstances or needs change.
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The Information provided is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information presented you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. We highly recommend you seek professional advice to check how the information relates to your unique circumstances. Oasis Wealth is not liable for any loss caused, whether due to negligence or otherwise, arising from the use of, or reliance on, the information provided.