Total and Permanent Disability
OASIS INSURANCe - life insurance specialists
What is Total and Permanent Disability (TPD) Insurance?
TPD Insurance protects you and your family from financial stress should you become permanently disabled through injury or illness and be unable to continue working.
Our Advisers can help you choose a suitable TPD Insurance Policy that can cover you for things like:
- Repaying debts/mortgage
- Living expenses
- Medical and rehabilitation costs
- In-home nursing support
- Home modifications
- Financial advice to manage your payout
We can also assist you in deciding the amount of cover you need, and help you choose whether to purchase a TPD Insurance policy on it’s own, or consider the benefits of combining it with your Life Insurance.
Protection you can trust
Value
for money
Expert
guidance
Advance
Payment Option
Flexibility
and Control
What do I need to know?
Total and Permanent Disability can be defined differently according to the insurer and policy terms. You can, for instance, nominate cover specifically based on your current occupation and income, or for any occupation you are qualified for.
TPD claims are paid as a lump sum on the basis of maximum medical improvement and most require assessment to determine the permanency of a condition. If your financial situation would depend on an immediate payout, your Adviser can provide information about Trauma Insurance or Income Protection Insurance.
TPD claims are paid as a lump sum on the basis of maximum medical improvement and most require assessment to determine the permanency of a condition. If your financial situation would depend on an immediate payout, your Adviser can provide information about Trauma Insurance or Income Protection Insurance.
Protection for all that you’ve achieved.
OASIS. Protecting Australians and their loved ones.
The OASIS Insurance Process
Step 1:
ABOUT YOU
- We gather some basic information from you to enable us to provide you with the right insurance options.
Step 2:
COMPARE & CHOOSE
- We provide you with a variety of options and highlight the information you need to choose the policy and premium that is right for you.
Step 3:
COVER & SUPPORT
- We finalise your insurance cover and confirm you now have protection for you and your loved ones. We provide ongoing support to you should your circumstances or needs change.
